Philip Patrick Terzo Jr. of Naples, NY, unexpectedly passed away at the age of 69 on December 4, 2023.

Predeceased by his wife Laura (Rathbun) Terzo, father Philip "Cass" Terzo and sister-in-law Mary (Soehner) Terzo.

Survived by his mother Dolorita Terzo; sister Rosalee (Terzo) Alaniz and brother Joseph Terzo, plus a host of cherished nieces, nephews, cousins, and friends.

Phil had a never-ending love for family, Yankees, fishing, and hunting.

In honor of Phil's wishes, no funeral or memorial service will be held.

In lieu of flowers, donations may be made in his name to Cumming Nature Center by calling 585-697-1924. To leave a condolence, please visit www.mertonkaysfuneralhome.com